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American Express

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American Express is a global services company, providing customers with access to products, insights, and experiences that enrich lives and build business success.

Learn more at americanexpress.com and connect with us on Facebook, LinkedIn, Twitter and YouTube.

American Express’ Approach to Open Banking

We aim to deliver outstanding Online Banking service to our customers to make it easier for them to share and use their American Express data with the financial service providers they trust.

American Express wants to deepen our digital ties with customers, so our Open Banking strategy is anchored in accelerating innovation and providing consumers’ choice over their American Express data.

As always, our approach is customer-first, focused on developing secure, seamless financial solutions that will deliver greater value to consumers, while increasing innovation within the industry.

We are already complying with PSD2 in Europe (UK, France, Sweden and Finland) where we are required to and are developing products and capabilities that we hope can be deployed globally, and suited to local needs, as more regions embrace Open Banking frameworks.

What does American Express think about Open Banking?

We welcome the possibilities offered by Open Banking, specifically in the choice, transparency, and control it offers customers, as well as the increased security and innovation it will drive within the industry.